Union Bank, a highly successful community bank headquartered in Morrisville, VT, with 19 locations throughout northern Vermont and New Hampshire, is seeking an experienced Credit Risk Officer. This position may be located in any of our bank office locations.
This individual will be responsible for the development, maintenance, analysis and reporting of various loan credit risk management systems, policies, and lending processes related to the performance and financial risk exposure of the Bank’s loan portfolio. Additional responsibilities will be to oversee the Asset Quality Review process and compile asset quality reporting for Bank Management, the Board of Directors, and the Bank’s external auditors and examiners, fully analyze the Bank’s loan portfolio and current credit characteristics of monitored and substandard assets in order to make risk rating recommendations, and identify troubled debt restructures and impaired loans.
The successful candidate will have a minimum of five years of banking experience, particularly in commercial and residential lending. A Bachelors’ degree in Business or related field is preferred. Having prior experience in commercial and residential loan documentation is essential, including a familiarity with collateral instruments, environmental issues related to lending, and legal aspects of commercial and residential lending.
Salary will be commensurate with experience. Union Bank offers a comprehensive benefits program including three medical and two dental insurance plan options, 401(k) retirement plan with a generous company match, life and disability insurance, and paid vacation and sick leave along with continuing education opportunities.
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